Cashflow Infrastructure for Construction

Get paid faster with an installed operator team.

We put a dedicated team inside your company to handle pay applications, waivers, and collections — on a weekly cadence, inside your existing systems.

Not software. Not a consultant. An installed operator team that runs the function until the money moves.

Pay App Operator

Submits every pay application on time. Tracks retainage, stored materials, and change orders.

Waiver & Compliance Operator

Collects and logs all lien waivers. Tracks compliance deadlines. Prevents payment holds.

Collections Operator

Works your AR aging every week. Structured follow-up on every invoice over 30 days.

Construction cashflow is broken by design.

Pay Applications

Submitted late. Underbilled. Approved last.

Most contractors bill what they can remember, not what they're owed. Pay app errors and delays compound across every project.

Waivers & Compliance

Waivers missing. Payments held. Deadlines missed.

A single missing waiver can freeze a $200K draw. Compliance tracking done manually always falls behind the project schedule.

Collections

Invoices aging. No cadence. No escalation.

Outstanding receivables don't collect themselves. Without a structured follow-up process, 60-day invoices become 120-day write-offs.

The Operator Team

Not software. Not a consultant. An installed operator team.

XOPON installs a dedicated operator team inside your construction company. Each operator owns a specific cashflow function — pay applications, waivers and compliance, or collections — and runs it on a defined weekly cadence.

The team works inside your existing systems. There is no software to implement and no internal training required. Operators are accountable to outcomes, not hours.

This is infrastructure, not a service. Once installed, it runs.

The Root Cause

Why construction cashflow stays broken.

01
No dedicated billing function.
PMs track pay apps between field responsibilities. Billing is always second priority.
02
Waiver collection is reactive.
Waivers are chased when payment is held, not before. The delay is always preventable.
03
AR is reviewed monthly, not weekly.
By the time aging invoices surface in a review, 30 additional days have passed.
04
Escalation paths are undefined.
Without a formal escalation structure, overdue invoices stall indefinitely.
05
Compliance is tracked in spreadsheets.
Manual tracking fails under volume. Insurance and compliance gaps create payment holds.
06
Ownership is managing collections.
When principals spend time on receivables, they are not selling, managing, or building.

Construction companies are built around field execution. The back-office functions that protect cashflow — billing, compliance, collections — are consistently understaffed, underprioritized, and handled by people whose primary job is something else.

The result is a permanent cashflow drag. Not caused by bad work. Not caused by bad clients. Caused by operational gaps that compound across every billing cycle.

The operator team model exists to close those gaps permanently. Each operator owns one function. One accountability. One outcome. That structure is what makes it infrastructure rather than a service.

Installed Operators

Three operators. Three functions. One installed team.

Pay App Operator
Owns the monthly pay application process end to end.
Scope
  • Prepares and submits all pay applications on schedule
  • Tracks stored materials, retainage, and change orders
  • Coordinates with project managers for backup documentation
  • Follows up with GCs on approval status
Replaces
  • PM time spent on billing admin
  • Missed or late pay app submissions
  • Underbilling due to incomplete tracking
View Full Scope →
Waiver & Compliance Operator
Manages all lien waivers, compliance documents, and insurance requirements.
Scope
  • Collects and routes conditional and unconditional waivers
  • Tracks compliance deadlines across all active projects
  • Manages COI requests and insurance certificate distribution
  • Maintains waiver logs with audit trail
Replaces
  • Admin time lost chasing waivers
  • Compliance gaps that delay payment
  • Disorganized certificate and waiver files
View Full Scope →
Collections Operator
Pursues outstanding invoices and aging receivables with a structured cadence.
Scope
  • Monitors AR aging report weekly
  • Executes structured follow-up cadence on overdue invoices
  • Escalates to lien or legal path when required
  • Reports collections status weekly to ownership
Replaces
  • Ownership time spent on uncomfortable collection calls
  • Invoices aging past 90 days without action
  • No formal escalation path for non-payment
View Full Scope →
The Process

How the install works.

01
Request
Submit the operator team request form. We review your company size, niche, and current systems.
02
Intake
A scoped intake call. We map your pay app cycle, compliance requirements, and AR aging.
03
Install
Operators are configured and activated within your existing workflow. No new software required.
04
Operate
The team runs on a weekly cadence. You receive reports. We handle the execution.

Most installs are operational within five business days of intake.

Operator Standards

Built for operator-grade trust.

Operators are vetted against active construction workflow standards — not general admin competency.

All operator activity is logged and reportable. Nothing runs blind.

Client data is handled under NDA. No project financials leave the engagement.

Response SLA: 4 business hours for all active client escalations.

Every engagement begins with a scoped intake — no operator is activated without a defined workflow map.

Review operator approval standards →
Pricing

Transparent pricing. No retainers disguised as project fees.

Install Sprint
one-time
$4,500
Scoped install of the operator team. Intake, setup, and first 30 days of active operation.
Monthly Operator Team
subscription
$3,200/mo
Ongoing management of all three operators. Full scope, weekly reporting, defined escalation.
Expansion Operator
custom
$1,800/mo
Add a fourth operator role scoped to your specific workflow gap.
Ready to Install

Ready to install your operator team?

Submit the request form. We will review your company profile and respond within one business day.

Request Your Operator Team

No commitment required. Intake is free.